Feb 16, 2013
USDA Loans
USDA loans on Cape Cod are no longer going to be available to the towns of Barnstable, Bourne, Dennis, Falmouth, Harwich, Mashpee, Sandwich and Yarmouth. This change, according to the mortgage rep that gave us the information, is going to take place on February 28, so there is still time, but not much.
There are a lot of sites that state they are the “official” site, but this is the “real one”: http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do
USDA loans are great for those that qualify. The one issue I have seen come up is that the appraisal is a much more in depth process and becomes something of an inspection. Here is a document outlining some of the guidelines: http://www.rurdev.usda.gov/Publications/WI-RHS-Originator-Manual-Section-3-Property-Eligibility.pdf
Any repairs found, under the USDA guidelines, by the home inspector, pest inspector or appraiser will, typically have to be completed prior to closing. Because of this process, USDA loans are not ideal for homes that need quite a bit of work.
If you have questions concerning USDA loans give us a call. We can put you in touch with a mortgage representative who is knowledgeable about them.
Feb 8, 2013
Already getting windy in Chatham.
Flags out at Chatham Light.
Oct 29, 2012
Sandy is taking a toll on Cape Cod. Just drove down to Chatham. Lots of the outer beach is being washed over. Lighthouse parking lot was packed. Saw a boat off Claflin Landing getting pummelled. A few trees down between Chatham and Harwich. Only going to get worse.
boat off Claflin Landing
Oct 15, 2012
Save Your Own “One Click” MLS Search
…without the aggravation of having to “Sign up”
Our web designer is the best! He has just added a new feature to our site that allows our clients to create a direct link to any property search they want. They don’t even have to “Register” then “Sign in” every time to check it. Talk about saving time!
This is how you do it…
Enter your search criteria, click the “URL” button on the page. You have now created a direct link to the search you want.
You will see an alert in a green box that says the link has been copied to your clipboard. You can paste this link in a document and save it along with any others so you can check back at any time.
For instance, if you are using Internet Explorer 9…open a new tab in the browser, place the cursor in the url field at the top. It might say something like “about:Tabs”. Press and hold the “CTRL” key on the lower right corner of your keyboard and press the “V” key. This should “paste” the url in the box. Press “ENTER”. You should be taken to a page with the properties you are looking for.
You want to make sure you save this link because you can use at any time!
This is what I would suggest…
…to have the link available at anytime. After “pasting” the link in the url field and pressing “ENTER” to go to the search. Go to your “Favorites” under the star in IE 9 and add it to the favorites bar. An easier way is to simply press/hold “CTRL” and press “D” when you are on the page. This will bring up the “Add to Favorites” box and allow you to save it. The search page will be updated every time you go back to it and our site is updated every 30 minutes so you are going to be able to see any new listings.
A slightly easier method to save your new search…
After clicking the “URL” button on the search page open up your email program, start a new email and put your own email address in the recipient field. Press/hold the “CTRL” (usually on the left corner on your keyboard) button on your keyboard and press the letter “V” on your keyboard. Press return and your link is ready. Send the email to yourself and keep it in your inbox and whenever you want to check to see what properties are available, open the email and click the link.
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