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New 3 Bedroom Listing in Yarmouth!

52 Run Pond Rd Yarmouth MA offered at $269,000

Explore the beautiful villages of South Yarmouth and Bass River from this freshly painted three (3) bed room, one (1) bath ranch near some of the best beaches on Cape Cod. With South Middle Beach just at the end of the street, Bass River Beach and boat ramp down a little further as well as Windmill Park leabout a .5 miles away there are no shortage of summer activites within reach. Not to mention the close proximity to shopping, restaurants and other South Yarmouth amenities. Hardwood floors throughout many of the rooms and replacement windows are some of the other improvements completed by the owner. All information should be verified by the buyer. A pleasure to show! Thank you

USDA Loan Availability on Cape Cod

USDA Loans

USDA loans on Cape Cod are no longer going to be available to the towns of Barnstable, Bourne, Dennis, Falmouth, Harwich, Mashpee, Sandwich and Yarmouth. This change, according to the mortgage rep that gave us the information, is going to take place on February 28, so there is still time, but not much.

There are a lot of sites that state they are the “official” site, but this is the “real one”: http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do

USDA loans are great for those that qualify.  The one issue I have seen come up is that the appraisal is a much more in depth process and becomes something of an inspection.  Here is a document outlining some of the guidelines: http://www.rurdev.usda.gov/Publications/WI-RHS-Originator-Manual-Section-3-Property-Eligibility.pdf

Any repairs found, under the USDA guidelines, by the home inspector, pest inspector or appraiser will, typically have to be completed prior to closing. Because of this process, USDA loans are not ideal for homes that need quite a bit of work.

If you have questions concerning USDA loans give us a call.  We can put you in touch with a mortgage representative who is knowledgeable about them.

Sold in Truro!

4 Warren Pl Truro MA offered at $188,900

Bring Offers!! Beautiful .78 acre lot in Truro less than one mile to Corn Hill Beach. Possible access via Warren Place or Eric's Road. Seems to meet guidelines for a developable lot per the Town of Truro but all information should be verified and buildability is subject to Buyers due diligence/permitting with Town of Truro. All offers considered!